The following are NEW BULLETIN BLURBS; one for each month. Please cut and paste these into a weekly bulletin or monthly newsletter. This is an easy way to promote LCEF on a monthly basis.

One other item to note please. Whenever LCEF is promoting investments, legally we are to also add the following statement:

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks. LCEF StewardAccount access features provided through UMB Bank n.a. Neither LCEF nor its representatives give legal, accounting or tax advice. Consult your tax advisor as to the applicability of this information to your own situation. The Demand/Dedicated Certificate and StewardAccount are not available to investors in South Carolina. ConnectPLUS is not available to investors in Ohio and Pennsylvania.

January

DID YOU KNOW . . . that Lutheran Church Extension Fund’s (LCEF) Family Emergency StewardAccount® is an easy way to set funds aside automatically? January is the perfect time to start your emergency funds with as little as $25. For information and an investment application, please see (Advocate name) or visit lcef.org.

February

DID YOU KNOW . . . that there’s an easy way to teach stewardship to kids? Lutheran Church Extension Fund’s (LCEF) Young Investors (Y.I.) Club does just that! With as little as $25, you can start your child on the road to saving and earning extra money with good grades and service hours. Y.I. Club investments pay 3.5% on the first $1,000 too! And there is a fun and interactive website just for Y.I. Club members with games, puzzles, devotions and Bible stories. For more information and an investment application, please see (Advocate name) or visit lcef.org.

March

DID YOU KNOW . . . your tax return could be the perfect start to a Lutheran Church Extension Fund (LCEF) StewardAccount®? This investment offers tiered interest rates that rise as your balance grows, with funds accessible through checks or a Visa® debit card. It’s an easy way to give Uncle Sam’s “gift” back to you to earn interest and help build ministry! For more information and an investment application, please see (Advocate name) or visit lcef.org.

April

DID YOU KNOW . . . that April showers also bring “Rainy-Day” funds? Lutheran Church Extension Fund’s (LCEF) Family Emergency StewardAccount® is an easy way to set aside funds electronically for a “rainy day.” Help your emergency fund grow by opening an LCEF Family Emergency StewardAccount for as little as $25. Sunshine can be in your future! For more information and an investment application, please see (Advocate name) or visit lcef.org.

May

DID YOU KNOW . . . that just as you’re watching your flowers and plants grow, you watch your savings grow? With an investment partnership with Lutheran Church Extension Fund (LCEF), you can see your earnings grow while seeing ministry grow too. Experience the ministry dividend difference with an LCEF investment! For more information and an investment application, please see (Advocate name) or visit lcef.org.

June

DID YOU KNOW . . . that while you’re getting ready for vacation, you could be getting your stewardship on track for vacation too? Lutheran Church Extension Fund (LCEF) offers an electronic way to give your church offering consistently, even when you’re away. Joyful Response® , a free service, simplifies your stewardship contribution and helps you share your financial blessings all in one easy step. For more information, please see (Advocate name) or contact the church office.

July

DID YOU KNOW . . . that there are more than 51,000 members of LCMS churches that are already investors in the ministry of Lutheran Church Extension Fund (LCEF)? Do you put your funds in a bank to help build banks, or would you rather put funds in LCEF to help build churches? Be a part of the growing number of members and organizations who invest with LCEF. For more information and an investment application, please see (Advocate name) or visit lcef.org.

August

DID YOU KNOW . . . that another way to get your kids ready for school is to open a Lutheran Church Extension Fund (LCEF) Young Investors (Y.I.) Club investment? Being in the Y.I. Club means they receive 3.5% interest on balances up to $1,000, $1 for every A grade, $25 for 10 service hours and scholarship opportunities for high school seniors. Don’t wait another semester. With as little as $25, your kids can be well on their way to saving and learning about stewardship with LCEF’s Y.I. Club. For more information and an investment application, please see (Advocate name) or visit lcef.org.

September

DID YOU KNOW . . . that you can connect with Lutheran Church Extension Fund (LCEF) as an investment partner and receive 3% on a two-year term note? (Balance over $5,000 earns second-tier rate.) LCEF’s ConnectPLUS is the perfect opportunity for new LCEF investors. For more information and an investment application, please see (Advocate name) or visit lcef.org.

October

DID YOU KNOW . . . that if you are already a Lutheran Church Extension Fund (LCEF) investor, you have the opportunity to partner again and earn 2.0% or 2.5% on a two- or four-year term note? (Balance over $25,000 earns second-tier rate.) LCEF’s PartnerPLUS is available to current investors (for a limited time only). For more information and an investment application, please see (Advocate name) or visit lcef.org.

November

DID YOU KNOW . . . that Lutheran Church Extension Fund (LCEF) offers an electronic way for youto give your church offering or pay for school tuition? Joyful Response®, a free service, simplifies your stewardship contribution and helps you share your financial blessings all in one easy step. For more information, please see (Advocate name) or contact the church office.

December

DID YOU KNOW . . . that if you are a Lutheran Church Extension Fund (LCEF) investor, you can purchase attractive Visa® gift cards directly from LCEF’s website? This is a gift that fits everyone’s style and reminds the recipient of your ministry-minded focus. Visit lcef.org/giftcards.

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